What Does a Credit Analyst Do?
Answer:
Credit analysts review credit histories and
other relevant information utilized in making decisions about whether or not credit applications will be approved. They review facts necessary to make decisions about whether or not individuals or business who have applied for loans, leases, credit cards, or other types of accounts are good credit risks.

Credit analysts spend a significant amount of time performing research functions to gather information related to the creditworthiness of applicants. They conduct telephone and only inquiries to gather relevant information about credit applicants, including credit scores, employment histories, banking records, and other resources. Most credit analysts work for banks, credit card companies, other types of lenders, or credit reporting agencies.
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